The number of self-employed Income Earners in Canada is now 20%, and growing. As a self-employed borrower, obtaining financing at a chartered bank can be challenging. Self Employed salaries generally report smaller compared to a company employed individual, as a result the debt service ratios are affected when determining the amount that can be borrowed.

But there are many lenders that understand the “Business for Self” market, and have developed mortgage products specific to them. There are “low-docs” or “stated-income” products that work well with the entrepreneur.

As a Mortgage Professional it is our job to evaluate your financial situation, and your borrowing requirements, and fit you with the most cost-effective mortgage product possible.

Give us a call for more information, or set up a consultation. ….. Why not? Its free.