Most lenders will not value more then the house plus 5 or 10 acres of property.

• What if the property has 100 or even 200 acres?
• What about the value of any “out buildings” that may exist on the property?
• What would you finance this additional value of the property?

A good example is a horse ranch.  Much more then 5 acres, along with stables, and even a riding arena.  If this property was to go on the market, this additional value will definitely not be discounted.

The good news is – we have lenders that will value the property up to 200 acres, and even other lenders that will value the property plus all the out-buildings.

What about the rate? – Not to worry, the rates are very competitive and in-line with traditional residential properties in a sub-division.

What’s the catch? – There is no real catch, other then as with all special mortgage products, that are more “forgiving” in one area, will need to have more “strength” in other aspects of the application.  In a nut-shell it will need to make sense for the lender.